Loan Acquisition Specialist

As a Loan Acquisition Specialist, you will be responsible for driving loan origination by engaging with potential customers and guiding them through the application process. Your primary duties include: Customer Engagement: Listen to customer needs and provide tailored financing solutions for personal expenses, such as home improvements, debt consolidation, or major purchases. Build rapport and trust to ensure a positive customer experience. Sales and Origination: Actively pursue loan sales targets by prospecting, qualifying leads, and closing loans. Utilize consultative selling techniques to match customers with appropriate loan products and terms. Application Processing: Assist customers in completing loan applications accurately and efficiently. Collect required documentation, verify information, and submit applications for underwriting review. Compliance and Documentation: Ensure all loan transactions comply with company policies, regulatory requirements, and fair lending laws. Maintain accurate records and documentation for each loan file. Team Collaboration: Work closely with underwriting, operations, and other departments to facilitate smooth loan processing and resolve any issues. Participate in team meetings and contribute to a collaborative sales environment. Performance Metrics: Meet or exceed individual and team sales goals, including loan volume, conversion rates, and customer satisfaction scores. Track performance and adjust strategies to achieve targets. Market Awareness: Stay informed about local market trends, competitor offerings, and company product updates to effectively position loan products.

To succeed in this role, you should have: - **Experience**: Prior experience in sales, customer service, or financial services is preferred. Experience in loan origination or consumer lending is a plus. - **Skills**: Strong interpersonal and communication skills, with the ability to listen actively and explain financial concepts clearly. Proven ability to work in a fast-paced, target-driven environment. - **Education**: High school diploma or equivalent required; associate or bachelor's degree in business, finance, or a related field is advantageous. - **Licensing**: Must be willing to obtain and maintain any required state-specific licenses for loan origination (e.g., NMLS registration). - **Technical Proficiency**: Basic computer skills, including proficiency with Microsoft Office (Word, Excel, Outlook) and ability to learn company-specific software and CRM systems. - **Personal Attributes**: Self-motivated, results-oriented, and adaptable. Strong organizational skills and attention to detail. Ability to handle rejection and maintain a positive attitude.

OneMain Financial is a consumer finance company that provides personal loans and financing solutions for various life expenses.