Intern Commercial Banking Analyst

【岗位职责】 作为商业信贷分析师，主要职责包括：按照银行标准对到期贷款进行信用分析，并制定有助于决策的建议；与资深团队成员合作构建信贷申请，确保所有文件准确完整；解读客户的财务信息（包括财务报表和现金流预测），以评估信用状况和风险；通过分析企业客户的业务需求并提供见解，支持贷款决策；监控现有贷款组合，识别潜在问题并提出风险缓解方案；与客户经理及其他利益相关方紧密合作，确保信贷请求的及时高效处理。 【任职要求】 具备商业信贷分析的基本能力；能够准确解读财务信息并评估信用风险；注重细节，确保文件完整准确；具备良好的协作能力，能与团队及利益相关方有效沟通；对商业银行业务有基础理解；具备分析思维和问题解决能力；能够主动识别风险并提出解决方案。

Currently enrolled in a bachelor's degree program in finance, accounting, economics, or a related field. Strong analytical skills and attention to detail. Ability to interpret financial information, including financial statements and cash flow analysis. Interest in supporting entrepreneurs and understanding business needs. Proficiency in Microsoft Office Suite, particularly Excel. Excellent written and verbal communication skills. Ability to work collaboratively in a team environment. Prior internship or coursework in commercial banking or credit analysis is an asset.

National Bank is a financial institution focused on accounting, internal audit, and financial discipline. It offers internships in accounting and auditing to improve processes and financial data analysis.